About Us
Navigating Medicare
We have years of insurance experience helping clients prepare for the unknown. Ask us about how to navigate your Medicare benefits and find out if you qualify for extra help. We are the people who make Medicare easy to understand.
Our Team
Tom Murphy
Julie Tomlinson Oberley
Julie Tomlinson Oberley
Tom began his career in insurance with his father upon graduating from college with a BS in General Business Administration in 1967. He married his high school sweetheart and that marriage produced 2 sons and 2 grandsons. One of the most enjoyable things in life is time spent at the family lake home on Big Long Lake. He also enjoys IU Sports, Colts Football, reading novels and playing Bridge.
Julie Tomlinson Oberley
Julie Tomlinson Oberley
Julie Tomlinson Oberley
Julie began her insurance career in 2009 as a property and casualty agent with Murphy Insurance, Inc. Her career evolved into health and life in 2016. Since 2016 her main focus of insurance is with TLM Medicare Solutions. She enjoys assisting others with navigating the elements of Part A., Part B., and Part D. AHIP certified annually al
Julie began her insurance career in 2009 as a property and casualty agent with Murphy Insurance, Inc. Her career evolved into health and life in 2016. Since 2016 her main focus of insurance is with TLM Medicare Solutions. She enjoys assisting others with navigating the elements of Part A., Part B., and Part D. AHIP certified annually allows her to assist clients with the options available going above and beyond the call to find if extra help is available.
Krista Doyle
Julie Tomlinson Oberley
Krista Doyle
Krista began her insurance career in 2018 as a property and casualty insurance customer service agent with Murphy Insurance, Inc. In 2020 she decided to add the health and life license and now assists with all facets of insurance. Her primary focus is Property & Casualty but can also assist with Medicare options and seeks AHIP certificati
Krista began her insurance career in 2018 as a property and casualty insurance customer service agent with Murphy Insurance, Inc. In 2020 she decided to add the health and life license and now assists with all facets of insurance. Her primary focus is Property & Casualty but can also assist with Medicare options and seeks AHIP certification annually to maintain the status to help assist Julie and Tom with their clients.
Reviews
Frequently Asked Questions
Please contact us if you cannot find an answer to your question.
A co-payment is an amount that you're responsible for in the event of a claim or visit to doctor, facility or hospital that may be a fixed amount or percentage. This is the amount you pay out-of-pocket, and insurance covers the remainder through your Medicare Benefits.
Knowing how to navigate Medicare and things such as deductibles, co-payments and maximum out of pocket limits are key to knowing how you are covered annually. Remember, Medicare resets every January 1st with opportunity to make changes from October 15th to December 7th.
Yes. There may be more than you realize with a simple assessment. Ask you agent to find out if your Dual Eligible. Most Advantage Plans offer additional benefits not covered by Medicare.
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TLM Medicare Solutions
Hours
Monday - Friday: 9am - 5pm
Saturday & Sunday: Closed
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